GIG Gulf's Home Insurance offers comprehensive, customizable protection for your most valued asset. Receive an exclusive 5% discount when you purchase your home insurance policy online today.
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Whether you live in Dubai, Abu Dhabi or any other area of the UAE, home insurance provides crucial
financial protection against unexpected events such as natural disasters, theft, or property damage. Our
home insurance plans ensure financial protection for both homeowners and tenants.
At GIG Gulf, we understand that home is more than a place. It's where life happens. That's why we offer
robust home insurance policies as diverse as the lives and stories within your walls. Starting from an
affordable AED 1 daily, we're committed to securing your peace of mind.
There are four main types of home insurance coverage, which you can customise and come with additional benefits:
For the Non-resident Owners
Invest confidently, knowing your property is secure with our specialised building-only
cover. From fire to accidental damage, we shield your assets.
Comprehensive Plans for Residents
Your home deserves more than basic coverage. Our resident plans extend protection to
buildings, contents, personal belongings, and domestic helpers.
Contents Insurance Protection for Tenants
Secure your contents and valuables without the need for property ownership.
Liability cover is a staple in all our policies, ensuring legal claims are the last thing you have to worry about when the unexpected happens. You can choose from any of these home insurance products by starting a quote online.
Our unique home insurance cover includes accidental damage, personal liability, occupant's liability, and household removal cover. We strive to ensure your home remains your sanctuary.
Life is unpredictable, but our emergency services aren't. Whether it's a burst pipe at midnight
or a broken lock on a Sunday, we're here for you. GIG Gulf's Home Assistance Emergency Repair
Service adds more value to your Home Comfort insurance policy.
This fantastic service means you can quickly get a professional to handle an emergency in your
home, whether it's a broken window, electrical fault or flooding caused by faulty plumbing.
Getting the problem fixed quickly minimises damage and losses, so take advantage of this great
benefit when buying GIG Gulf home insurance.
[1]Price is for contents only.
[2]Benefit is applicable for all GIG Home Insurance policies purchased in the UAE from December 5th 2016.
| Home Comfort | |
|---|---|
| Unexpected events and natural calamities | ⠀ |
| New for old | ⠀ |
| Alternative accommodation | ⠀ |
| Tenants' liability | ⠀ |
| Legal liability | ⠀ |
| While you're away | ⠀ |
| Stolen keys | ⠀ |
| Frozen food | ⠀ |
| Visitors personal effects | ⠀ |
| Content in the open | ⠀ |
| Households removal | ⠀ |
| Accidental damage for content & building | ⠀ |
| Personal belongings | Optional |
| Domestic helpers | Optional |
| Home Assistance service | ⠀ |
As an GIG policyholder, you're eligible to get a free legal consultation from GIG's legal advisors. To submit your request please click here.
SUBMIT REQUESTWe understand that filing a claim often comes at stressful times. Our process is designed to be as swift and comforting as possible. Choose your preferred way to reach out, and let us take it from there:
For endorsement or cancelation requests click Here.
For claims requests:
GIG Gulf's comprehensive home insurance, Home Comfort, protects your building against fire, forceable theft, and natural disasters and covers personal belongings. It also includes liability covers and options for domestic helper insurance. Read our terms and conditions to find out more.
'Buildings insurance' covers the structure of your home (the walls, roof, and floors) and its fixtures, while 'contents insurance' protects the personal belongings and furniture inside the home. GIG Gulf offers both types of cover, allowing homeowners to secure the physical structure of their property and the items within.
While home insurance isn't legally mandatory anywhere in the UAE, it's highly recommended. Many mortgage lenders do require a form of property insurance for the duration of the mortgage.
The cost of Home Insurance premium will be determined depending on the sum insured.
Yes, GIG Gulf provides worldwide personal belongings cover, which can include high-value items. However, declaring these items when taking out your policy is crucial to ensure they are fully covered.
This is a unique feature of GIG Gulf's policy, covering items typically found outside the confines of the home but within your private premises, such as garden furniture or outdoor equipment. Terms apply.
GIG Gulf's policies cover a range of events, including certain natural disasters. Specifics can vary, so it's essential to read your policy documents to understand the extent of coverage.
You can initiate a claim by calling 800 292, visiting the GIG Gulf website.. Customer service representatives are available 24/7 to guide you through the process.
Yes, if your home is rendered uninhabitable due to a covered event, GIG Gulf's policy includes the cost of alternative accommodation while your home undergoes essential repairs.
Accidental damage refers to unintentional one-off incidents that harm your property or its contents, such as spilling paint on a carpet or breaking a window.
We're sure you will be delighted with your policy, but if you want to cancel, you can. GIG Gulf allows policy cancellation with a 30-day notice, subject to an administration fee of AED 50. Any return of premium for the unexpired period of insurance is subject to the policy's terms and conditions.
Generally, mould damage caused by preventable water leakage, humidity, or poor ventilation is not covered.
Foundation repairs are typically covered if a covered risk, such as an earthquake or an accidental water leak, causes the damage. However, age-related damages, general wear and tear, or neglected maintenance are not usually covered. It's advisable to check your policy details for the specifics of what's included.
Home insurance policies often cover AC units in cases of damage from covered events like fire, vandalism, or theft. However, malfunctions or damages resulting from wear and tear or lack of maintenance might not be covered. For detailed information, consult your specific policy documents.
Generally, home insurance covers sudden and unforeseen plumbing issues, such as burst pipes. Routine maintenance, slow leaks, or issues arising from wear and tear are typically not covered. It's important to address minor plumbing issues before they become more significant problems that your insurance policy might not cover.
Generally, the core principles of home insurance remain consistent whether you are in Dubai, Abu Dhabi, or any other emirate. However, the specifics of a policy, including costs, can vary due to factors like differences in property value, construction types, and local regulations. As GIG Gulf
