Health Coverage That Cares for Every Moment
Access your MyGIG Gulf app via UAE Pass
UAE PASS is now available on the MyGIG Gulf app. Access your health insurance services faster and more securely using the UAE’s trusted digital identity. Update your app and log in with UAE PASS today!
With UAE PASS on MyGIG Gulf, you can:
- Log in instantly using your verified digital identity
- Access your health insurance services securely
- Enjoy a smoother and more seamless app experience
Why choose GIG Health insurance
Key benefits of our Health insurance plan
Medical Assistance Contact Details
- UAE: 800 292
- International: +971 4 507 4000
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Which plans is right for me?
Disclaimer: The coverages shown are indicative and may vary depending on the information
you provide and the specific plan selected.
What is included in this plan?
Basic health cover for everyday needs.
- Hospital and doctor visits in the UAE
- Covers your existing conditions
- Option to add maternity and dental
| Coverage (per person in AED) | Local Affordable coverage |
|---|---|
| Area of cover | UAE plus any one of India, Pakistan, Sri Lanka, Bangladesh, The Philippines, Nepal and Bhutan being your home country |
| Yearly Maximum cover - Annual limit | Starting AED 500,000 |
| Out-patient co-insurance (applicable on all out-patient services) | Starting 10% co-payment |
| Routine Dental care | AED 7,500 |
| Optical (with 20% co-insurance) | No benefit |
| Personal Accident | Starts at AED 25,000 |
| Patient Support Program (PSP) / Basmah Program | |
| Teleconsultation | |
| In-patient Maternity Normal Pregnancy, Childbirth (Delivery) and medically necessary Caesarean section |
What is included in this plan?
Extra comfort with wider care options.
- Everything in Essential, plus dental and maternity
- Access to more private hospitals across the GCC
- Regional emergency help and accident cover
| Coverage (per person in AED) | Local Affordable coverage |
|---|---|
| Area of cover | G.C.C (Saudi Arabia, Kuwait, Bahrain, Qatar, UAE, and Oman), plus Jordan, Iran, Lebanon, Syria, Egypt, Tunisia, Morocco, Algeria, India, Pakistan, Sri Lanka, Bangladesh, Korea, The Philippines, Indonesia, Nepal and Bhutan |
| Yearly Maximum cover - Annual limit | AED 2,500,000 |
| Out-patient co-insurance (applicable on all out-patient services) | 10% co-payment |
| Routine Dental care | AED 10,000 |
| Optical (with 20% co-insurance) | No benefit |
| Personal Accident | 10,000 |
| Patient Support Program (PSP) / Basmah Program | |
| Teleconsultation | |
| In-patient Maternity Normal Pregnancy, Childbirth (Delivery) and medically necessary Caesarean section |
What is included in this plan?
Complete protection wherever you go.
- Worldwide hospital access and emergency help
- Full maternity, dental, and specialist care
- Global assistance 24/7 and app-based services
| Coverage (per person in AED) | Local Affordable coverage |
|---|---|
| Area of cover | Worldwide Excluding USA |
| Yearly Maximum cover - Annual limit | Starting AED 7,500,000 |
| Out-patient co-insurance (applicable on all out-patient services) | 10% co-payment |
| Routine Dental care | AED 15,000 |
| Optical (with 20% co-insurance) | AED 1,500 |
| Personal Accident | AED 15,000 |
| Patient Support Program (PSP) / Basmah Program | |
| Teleconsultation | |
| In-patient Maternity Normal Pregnancy, Childbirth (Delivery) and medically necessary Caesarean section | Starts at AED 25,000 |
| Coverage (per person in AED) | Local Affordable coverage |
|---|---|
| Area of cover | UAE plus any one of India, Pakistan, Sri Lanka, Bangladesh, The Philippines, Nepal and Bhutan being your home country |
| Yearly Maximum cover - Annual limit | Starting AED 500,000 |
| Out-patient co-insurance (applicable on all out-patient services) | Starting 10% co-payment |
| Routine Dental care | AED 7,500 |
| Optical (with 20% co-insurance) | No benefit |
| Personal Accident | Starts at AED 25,000.00 |
| Patient Support Program (PSP) / Basmah Program | |
| Teleconsultation | |
| In-patient Maternity Normal Pregnancy, Childbirth (Delivery) and medically necessary Caesarean section |
3.5 Million AED
| Coverage (per person in AED) | Local Affordable coverage |
|---|---|
| Area of cover | G.C.C (Saudi Arabia, Kuwait, Bahrain, Qatar, UAE, and Oman), plus Jordan, Iran, Lebanon, Syria, Egypt, Tunisia, Morocco, Algeria, India, Pakistan, Sri Lanka, Bangladesh, Korea, The Philippines, Indonesia, Nepal and Bhutan |
| Yearly Maximum cover - Annual limit | AED 2,500,000 |
| Out-patient co-insurance (applicable on all out-patient services) | 10% co-payment |
| Routine Dental care | AED 10,000 |
| Optical (with 20% co-insurance) | No benefit |
| Personal Accident | 10,000 |
| Patient Support Program (PSP) / Basmah Program | |
| Teleconsultation | |
| In-patient Maternity Normal Pregnancy, Childbirth (Delivery) and medically necessary Caesarean section |
3.5 Million AED
| Coverage (per person in AED) | Local Affordable coverage |
|---|---|
| Area of cover | Worldwide Excluding USA |
| Yearly Maximum cover - Annual limit | Starting AED 7,500,000 |
| Out-patient co-insurance (applicable on all out-patient services) | 10% co-payment |
| Routine Dental care | AED 15,000 |
| Optical (with 20% co-insurance) | AED 1,500 |
| Personal Accident | AED 15,000 |
| Patient Support Program (PSP) / Basmah Program | |
| Teleconsultation | |
| In-patient Maternity Normal Pregnancy, Childbirth (Delivery) and medically necessary Caesarean section | Starts at AED 25,000 |
| Coverage Per Person*(in AED) |
Local | Regional | Worldwide |
|---|---|---|---|
| Area of cover | UAE plus any one of India, Pakistan, Sri Lanka, Bangladesh, The Philippines, Nepal and Bhutan being your home country | G.C.C (Saudi Arabia, Kuwait, Bahrain, Qatar, UAE, and Oman), plus Jordan, Iran, Lebanon, Syria, Egypt, Tunisia, Morocco, Algeria, India, Pakistan, Sri Lanka, Bangladesh, Korea, The Philippines, Indonesia, Nepal and Bhutan | Worldwide Excluding USA |
| Yearly Maximum cover - Annual limit | Starting AED 500,000 | AED 2,500,000 | Starting AED 7,500,000 |
| Out-patient co-insurance (applicable on all out-patient services) | Starting 10% co-payment | 10% co-payment | 10% co-payment |
| Routine Dental care | AED 7,500 | AED 10,000 | AED 15,000 |
| Optical (with 20% co-insurance) | No benefit | No benefit | AED 1,500 |
| Personal Accident | Starts at AED 25,000 - Dependent on the plan tier selected | AED 10,000 | AED 15,000 |
| Patient Support Program (PSP) / Basmah Program | |||
| Teleconsultation | |||
| In-patient Maternity Normal Pregnancy, Childbirth (Delivery) and medically necessary Caesarean section | Starts at AED 10,000 | Starts at AED 20,000 | Starts at AED 25,000 |
Health Insurance documents
Download terms and conditions with product details.
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Frequently asked questions
What is health insurance?
Health insurance provides you with a safety net against unexpected medical expenses, including costs related to hospitalization, medications, or doctor visits.
Why should I buy health insurance?
Health insurance offers several advantages:
- Budget Planning: You can plan your finances better by knowing your upfront costs at the beginning of the year
- Access negotiated rates for medical expenses
- Benefit from claims management assistance
- Ensure insured individuals receive necessary treatment promptly, aiding in a speedy recovery
What are the factors that affect health insurance premium?
The price can be influenced by various factors, but is primarily based on:
- Choice of plan
- The individual client's profile, including existing or anticipated medical conditions
- Past claims history
What is not covered by health insurance?
Crucial to thoroughly review and comprehend the benefits and exclusions outlined in the plan you choose, as coverage can vary. Typically, treatments that go beyond your plan's benefits are excluded. Services that are not medically necessary, such as cosmetic procedures, fertility investigations & treatments and supplements are also excluded. Conditions related to 'self-harm,' including suicide attempts, hazardous pursuits, experimental treatments and drug or alcohol-related conditions are not covered. Additionally, some plans may require you to disclose pre-existing conditions. Failure to do so may result in the exclusion of these conditions and any related ones. If you have any uncertainties, please provide us with the specifics of your situation and we can offer guidance.
What types of individual products do you provide, and where can I get additional information?
We provide a diverse range of healthcare solutions, and other insurance products like motor, home, travel, personal accident and pleasure craft insurance. Please visit our 'Contact Us ' page to discover the most convenient method for you to reach out to us, allowing us to assist you further.
Access your insurance from anywhere
With UAE PASS on MyGIG Gulf app, you can:
- Log in instantly using your verified digital identity
- Access your health insurance services securely
- Enjoy a smoother and more seamless app experience
