10% instant discount
on online purchase
Best Third Party Car Insurance in UAE.
*Terms & Conditions apply
Complete Protection for all vehicles with 24/7 roadside assistance
Buy Now
Policy expiring? Renew here
Why choose GIG Car Insurance
AED 3.5 Million Coverage
Realtime purchase -Get insured with in minutes
24/7 Unlimited road side assistance
Complete Online claims
Join the Exclusive GIG Rewards Program
Key benefits of our Third Party insurance plan
Legal Compliance
Meets UAE legal requirements for driving in Dubai, Abu Dhabi.
High Liability coverage
Covers third-party injury and damage up to
AED 3.5 million—well
above the AED 2 million market standard.
Family Protection
Covers the driver and the passenger injured while traveling in the insured vehicle.
Oman Cover
Extend your Insurance protection for Oman as an add on.
Tabby Payment
Enjoy flexible insurance payments with easy, interest-free EMIs that fit your budget.
Claims Support
While claiming with at fault parties insurer, we handle legal claims and compensation so you avoid financial burden.
Explore your Plan
Budget car insurance
For: 8 plus years old cars Regular usage cars
Cars with expired warranty
Only with GIG
Compare with comprehensive plans 
Only with GIG
- Personal accident benefit for driver
- Covers damages and injuries caused by your
vehicle to other people or their car - Personal accident benefit for passenger
- Access Exclusive GIG Rewards up to 500AED
Covers
- Covers third party in an accident
- Round the clock roadside assistance
-
Oman Cover
Your policy covers road trips to Oman, subject to obtaining an Orange Card.
- Personal injury cover
- Emergency medical expenses
- Personal belongings cover
| Benefits (in AED) | Third Party |
|---|---|
| GIG exclusive rewards | Up to 500 AED |
| Loss or damage to the insured vehicle | No |
| Third party liability- Bodily injury | |
| Third party property damage | 3.5 Million AED |
| Legal liability extended to include family members as Third Party | |
| Storm, Floods, Riots and Strikes | No |
| Personal injury cover | No |
| Emergency medial expenses | No |
| Personal belongings | No |
| Oman Cover | Optional |
| Off road cover | No |
| Maximum agency repair period | No |
| Guaranteed repairs | No |
| Back to invoice on total loss | No |
| Waiver of excess windscreen damage | No |
| Personal accident cover driver | 200,00 AED |
| Personal accident cover for passenger of third party | 200,00 AED |
| Hire a car benefit | No |
| 24 hour accident and breakdown recovery | No |
| Gcc cover | No |
| Pickup & delivery (Claims Service) |
3.5 Million AED Cover
| Benefits (in AED) | Third Party |
|---|---|
| GIG exclusive rewards | Up to 500 AED |
| Loss or damage to the insured vehicle | No |
| Third party liability- Bodily injury | |
| Third party property damage | 3.5 Million AED |
| Legal liability extended to include family members as Third Party | |
| Oman Cover | Optional |
| Personal accident cover for driver | 200,00 AED |
| Personal accident cover for passenger of third party | 200,00 AED |
| 24 hour unlimited roadside assistance |
| Benefits (in AED) | Comprehensive - Prestige | Comprehensive - Perfect | Third Party |
|---|---|---|---|
| GIG exclusive rewards | Up to 750 AED | Up to 750 AED | Up to 500 AED |
| Loss or damage to the insured vehicle | No | ||
| Third party liability- Bodily injury | |||
| Third party property damage | 3.5 Million | 3.5 Million | 3.5 Million |
| Legal liability extended to include family members as Third Party | |||
| Storm, Floods, Riots and Strikes | No | ||
| Personal injury cover | 20,000 AED | 20,000 AED | No |
| Emergency medial expenses | 6,000 AED | 3,500 AED | No |
| Personal belongings | 4,000 AED | 4,000 AED | No |
| Oman Cover | Optional | ||
| Off road cover | No | ||
| Maximum agency repair period | 5 years | Optional up to 5 years | No |
| Guaranteed repairs | No | ||
| Back to invoice on total loss | 24 months from first registration | 6months from first registration | No |
| Waiver of excess windscreen damage | Below 5,000 AED | No | |
| Personal accident cover driver | 350,000 AED | 200,000 AED | 200,000 AED |
| Personal accident cover for passenger of third party | 200,000 AED | 200,000 AED | 200,000 AED |
| Hire a car benefit | Up to 1,500 AED | Optional up to 7 days | No |
| 24 hour accident and breakdown recovery | No | ||
| Gcc cover | Optional | Optional | No |
| Pickup & delivery (Claims Service) | |||
| Claims single point of contact | No | No |
What people say about us?
Frequently asked questions
Is car insurance mandatory in the UAE?
Yes, car insurance is a legal requirement for all vehicles in the UAE. You cannot register your car without valid insurance coverage.
Does Third Party Car Insurance cover damages to my own vehicle?
No, it only covers damages or injuries you cause to other parties. Damage to your vehicle would need comprehensive insurance.
How is the premium for Third Party Insurance calculated?
Premiums are determined by various factors, including the vehicle type, age, engine size, and the driver's age and driving history.
What happens if I'm found at fault in an accident?
Your Third Party Insurance will cover the damages and injuries to the other party involved in the accident. However, any damages to your vehicle will be your responsibility.
How quickly can I get my Third Party Insurance policy after applying?
Once all necessary details are provided and the premium is paid, your policy can be issued online instantly or within a short time.
Does Third Party Insurance cover theft or fire?
No, Third Party Insurance is designed to cover liabilities to other parties. Theft or fire-related damages would require more comprehensive insurance.
Third Party documents
Download terms and conditions
with product details
