Best Car
Insurance in UAE
Why choose GIG Gulf's Car insurance
Drive protected with benefits that matter
5 Million AED Shield
Save up to 40% on your premium cost
Preferred for
4 - 5 year old cars Cars with expired warrantyYour Privileges as a GIG customer
What people say about us?
Trending car models and manufactures of our GIG customers
Got questions? Here are some FAQs
What to expect with your Car Insurance Price in 2025?
Car insurance prices in 2025 may rise, but safe drivers save with smart coverage choices.
Up to 40% safe drivers Get Discount on Car Insurance.
Enjoy up to 40% discount on car insurance by maintaining a clean driving record and choosing the right policy.
Easy claim with GIG
Enjoy a hassle-free claims experience with GIG, offering quick processing, clear guidance, and reliable support when you need it most.
Check the Black Points on your license in the UAE
Easily check black points on your UAE driving license to stay informed, avoid fines, and maintain a clean driving record.
Frequently asked questions
Is car insurance mandatory in the UAE?
Yes, car insurance is a legal requirement for all vehicles in the UAE. You cannot register your car without valid insurance coverage.
What is the difference between comprehensive and third-party car insurance?
Comprehensive car insurance covers damages to your own vehicle as well as third-party damages. Third-party insurance only covers damages caused to another person's property or injuries. We offer three tiers at GIG Gulf, covering all eventualities.
How is the car insurance premium calculated in the UAE?
Insurance premiums are calculated based on factors like the vehicle's age, model, value, driver's age and driving history, and the type of coverage selected.
What factors influence the price of car insurance in the UAE?
The cost of car insurance in the UAE is influenced by vehicle and driver-specific details. The age and condition of the vehicle play a pivotal role; older cars might be more expensive to insure due to potential issues, while newer, well-maintained vehicles often attract lower premiums. The driver's age is another significant factor, with younger and much older drivers typically facing higher rates due to statistical accident probabilities. A driver's record, both in terms of driving behaviour and claim history, can increase or decrease premiums. The vehicle's market value also matters; higher-value cars might attract higher insurance rates. Additionally, the type of insurance plan, its coverage, and the chosen deductible amount will effect the final premium.
Can I transfer my no-claims discount if I switch insurance provider to GIG Gulf?
Yes, the no-claims discount, or no-claims bonus, is transferable. You can obtain a certificate from your previous insurer and present it to the new provider to benefit from the discount.
What is the process to claim insurance in case of an accident in the UAE?
After ensuring everyone's safety, report the accident to the police. You will need the police report to process your claim. Contact us when you have the report or submit a claim using our online claim tool. Once the claim is submitted, you will receive an SMS providing the claim reference number and contact details of the workshop as per your policy coverage.
Does car insurance in the UAE cover damages in other GCC countries?
Some policies offer GCC-wide coverage as an optional add-on, while others might include it in their standard packages. Add these to your GIG Gulf Motor Prestige or Motor Perfect insurance policies while getting a quote.
How does the off-road coverage work?
Off-road coverage is designed to protect your vehicle during off-road adventures. GIG Gulf's Motor Third Party does not cover off-roading, but Prestige and Perfect do.
Can I include family members under my car insurance policy in the UAE?
Yes, all GIG Gulf policies offer extensions to cover legal liabilities for family members as third parties. Check the terms and conditions to find put details depending on your policy.
How do I renew my car insurance policy online?
You can renew your GIG Gulf car insurance online Here
