GIG Gulf's Travel Insurance provides comprehensive, hassle-free protection for your journeys. Our flexible coverage options are designed to meet your travel needs within and beyond the UAE.
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All our travel insurance policies include:
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| Travel Smart**
(in USD) |
Travel Schengen
(in EUR) |
Travel Smart Essentials
(in USD) |
|
|---|---|---|---|
| Emergency medical expenses | 1,000,000* | 40,000** | 1,00,000* |
| Emergency dental care | 1,000* | 750** | 500* |
| Emergency medical transportation | Included in chapter A limit | 30,000 | Included in chapter A limit |
| Repatriation of other insured persons | USD 10,000 | - | NA |
| Repatriation of mortal remains | USD 10,000 | 5,000 | 7,000 |
| Premature return (death of close relative) | Economy ticket | - | Economy ticket |
| Visit of close relative | Economy ticket | - | Economy ticket |
| Cost of first aid and/or rescue *** | 20,000 | - | NA |
| Personal liability | 1,000,000 | - | 1,00,000 |
| Legal assistance in case of redress | 4,000 | - | NA |
| Advance of bail bond (refundable) | 10,000 | - | NA |
| Cancellation of curtailment | 5,000 | - | 1,000 |
| Delayed of departure | Up to 500 | - | Up to 500 |
| Delayed baggage | 250 | - | 250 |
| Personal baggage and personal money | 5,000* | - | 1,000* |
| Loss of passport | 500* | - | 250* |
| Personal accident | 27,500 | - | 27,500 |
| Terrorism extension (optional) | 100,000 | - | NA |
| Adventure sports | - | - | NA |
Coverage in US dollars except for Schengen in Euro.
Benefits are for each Insured Person for Smart and Schengen and per family for the Family Plan.
*Excess of USD30 applicable for each and every claim.
**Excess of USD100 applicable for each and every claim.
***This cover is applicable only if Adventure Sports option is selected, the additional premium is paid and the Adventure sports cover is shown on the Policy Schedule.
| Inbound
(in AED) |
Inbound Plus
(in AED) |
|
|---|---|---|
| Emergency medical treatment | 150,000 (Inpatient only) | 150,000* (In & out patient) |
| Emergency transportation | 50,000 | 50,000 |
| Repatriation of mortal remains | 15,000 | 15,000 |
| Cancellation of curtailment | - | 5,000 |
| Delayed Departure | - | 50 up to 750 |
| Delayed baggage | - | 750 |
| Personal baggage and money | - | 10,000* |
| Loss of passport | - | 1,500* |
| Adventure sports | - | Covered |
Excess of AED 400 applicable for each and every claim.
If you need to submit a claim, GIG Gulf's dedicated claims team is here to help. No matter where you are, you can rely on us to guide you through the process and provide the support you need.
To request an endorsement or cancellation, simply click Here.
To submit a claim, you can choose one of the following options:
At GIG Gulf, we understand that unexpected events can happen at any time. That's why we're committed to providing our customers with the support they need to navigate these situations with confidence. Contact us today to learn more about our claims process and how we can help you.
SUBMIT A CLAIMTravel insurance is usually optional, but some countries may require it for entry. Regardless of the requirement, we always recommend getting travel insurance for peace of mind and to avoid large unexpected costs.
The cost of travel insurance varies depending on your trip's duration, the coverage selected, your age, and other factors. You can get a quote in minutes on our website find out how much it costs. We offer several levels of coverage so you can find the right coverage for you and your family.
Travel insurance typically covers medical emergencies, flight cancellations, lost luggage, trip delays, etc. Exact coverage can vary by policy, so it's essential to read the details of your chosen plan.
Yes, many of our policies provide coverage for pregnant travellers. However, there may be restrictions based on the stage of pregnancy or any complications. Always consult the policy details or our customer service team for clarity.
Pre-existing conditions refer to medical ailments or illnesses that you had prior to purchasing your insurance policy. Coverage for these conditions varies across policies, so it's essential to read the terms and check with our representatives.
Yes, holiday insurance is often another term used for travel insurance. Both offer protection against unforeseen events during your trip.
Yes, many of our policies allow for extensions, especially if you decide to lengthen your trip. It's important to request an extension before your original policy expires.
Refunds for travel insurance depend on the terms of the policy. Some policies allow for full or partial refunds if canceled within a specific period after purchase.
Absolutely. You can buy travel insurance at any point before your departure. However, it's recommended to buy it soon after booking to ensure coverage for any unforeseen cancellations.
Typically, travel insurance should be purchased before departure. However, some policies might allow for purchase after departure. It's best to check with our customer service for specific guidance.
Most of our travel insurance policies cover medical emergencies and related expenses. Always check the coverage limit and conditions in your policy details.
Many of our policies cover missed flights due to reasons beyond your control. Be sure to keep all relevant documentation for the claims process.
Yes, if your flight is cancelled due to covered reasons like adverse weather or airline issues, our policies typically provide compensation.
Some of our policies offer optional car rental coverage or collision damage waivers. Check the policy details or speak with our team to ensure car rental protection.
Given the evolving nature of the COVID pandemic, coverage may vary. Please refer to the policy details or consult our representatives to understand COVID-related coverage.
Yes, if your flight is delayed for a specified duration due to covered reasons, our policies typically compensate for accommodation, meals, and other related expenses.
Coverage for strikes varies by policy. If strikes are a covered event, you would be eligible for benefits like trip delay or cancellation.
Yes, many of our policies provide coverage for theft of personal belongings. Always report the theft to local authorities and keep a copy of the report for claims.
Emergency dental care resulting from accidents or acute pain is often covered up to a specified limit. Regular check-ups or cosmetic procedures are not covered.
Choosing between single-trip and multi-trip covers depends on your travel frequency and plans. If you're only planning one trip in the foreseeable future, a single trip cover might be more cost-effective. However, if you travel multiple times a year, annual multi-trip travel insurance can offer comprehensive protection for all your trips and often presents better value for money. Consider the number of trips you'll take within the policy period, their duration, and the overall cost difference to determine the best option for your needs. We will provide you with both single-trip and annual cover when you ask for a quote so you can see the price difference.
