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Insurance is a contract where you pay a provider a regular amount, called a premium, in exchange for financial protection if something goes wrong: a car accident, an illness, damage to your property. Instead of covering the full cost of an unexpected event yourself, the insurer shares that risk with you and pays out according to your policy's terms.

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Benefits (in AED)	Comprehensive Plans
Loss or damage to the insured vehicle	500,000 AED
Third party liability- Bodily injury	1 Million AED
Third party property damage	1 Million AED
Legal liability extended to include family members as Third Party	No
Storm, Floods, Riots and Strikes	No
Personal injury cover	5,000 AED
Emergency medial expenses	1,500 AED
Personal belongings	1,000 AED
Oman Cover	No
Off road cover	No
Maximum agency repair period	2 Years
Guaranteed repairs	No
Back to invoice on total loss	6 months

Benefits (in AED)	Third Party Plans
Loss or damage to the insured vehicle
Third party liability- Bodily injury
Third party property damage	5 Million AED
Legal liability extended to include family members as Third Party
Storm, Floods, Riots and Strikes
Personal injury cover	20,000 AED
Emergency medial expenses	6,000 AED
Personal belongings	4,000 AED
Oman Cover
Off road cover
Maximum agency repair period	5 Years
Guaranteed repairs
Back to invoice on total loss	24 months from first registration

Benefits (in AED)	General Questions
Loss or damage to the insured vehicle	1 Million AED
Third party liability- Bodily injury	2 Million AED
Third party property damage	2 Million AED
Legal liability extended to include family members as Third Party	No
Storm, Floods, Riots and Strikes	Optional
Personal injury cover	10,000 AED
Emergency medial expenses	3,000 AED
Personal belongings	2,000 AED
Oman Cover	Optional
Off road cover	No
Maximum agency repair period	3 Years
Guaranteed repairs	No
Back to invoice on total loss	12 months

Benefits (in AED)	Others
Loss or damage to the insured vehicle	500,000 AED
Third party liability- Bodily injury	1 Million AED
Third party property damage	1 Million AED
Legal liability extended to include family members as Third Party	No
Storm, Floods, Riots and Strikes	No
Personal injury cover	5,000 AED
Emergency medial expenses	1,500 AED
Personal belongings	1,000 AED
Oman Cover	No
Off road cover	No
Maximum agency repair period	2 Years
Guaranteed repairs	No
Back to invoice on total loss	6 months

Benefits (in AED)	Comprehensive GIG Garage
Loss or damage to the insured vehicle
Third party liability- Bodily injury
Third party property damage	3.5 Million AED
Legal liability extended to include family members as Third Party
Storm, Floods, Riots and Strikes
Personal injury cover	20,000 AED
Emergency medial expenses	3,500 AED
Personal belongings	4,000 AED
Oman Cover
Off road cover
Maximum agency repair period	Optional up to 5 years
Guaranteed repairs
Back to invoice on total loss	6months from first registration

Benefits (in AED)	Garage Essential
Loss or damage to the insured vehicle	900,000 AED
Third party liability- Bodily injury	2.5 Million AED
Third party property damage	2.5 Million AED
Legal liability extended to include family members as Third Party	Yes
Storm, Floods, Riots and Strikes	Optional
Personal injury cover	15,000 AED
Emergency medial expenses	2,500 AED
Personal belongings	3,000 AED
Oman Cover	Optional
Off road cover	Optional
Maximum agency repair period	4 Years
Guaranteed repairs	Optional
Back to invoice on total loss	9 months

Benefits (in AED)	Garage Basic
Loss or damage to the insured vehicle	600,000 AED
Third party liability- Bodily injury	1.5 Million AED
Third party property damage	1.5 Million AED
Legal liability extended to include family members as Third Party	No
Storm, Floods, Riots and Strikes	No
Personal injury cover	8,000 AED
Emergency medial expenses	1,000 AED
Personal belongings	1,500 AED
Oman Cover	No
Off road cover	No
Maximum agency repair period	2 Years
Guaranteed repairs	No
Back to invoice on total loss	3 months

Compare Plans

Benefits (in AED)	Regional Essential
Loss or damage to the insured vehicle	1 Million AED
Third party liability- Bodily injury	2 Million AED
Third party property damage	2 Million AED
Legal liability extended to include family members as Third Party	No
Storm, Floods, Riots and Strikes	Optional
Personal injury cover	10,000 AED
Emergency medial expenses	3,000 AED
Personal belongings	2,000 AED
Oman Cover	Optional
Off road cover	No
Maximum agency repair period	3 Years
Guaranteed repairs	No
Back to invoice on total loss	12 months

1C

Benefits (in AED)	Regional Basic
Loss or damage to the insured vehicle	500,000 AED
Third party liability- Bodily injury	1 Million AED
Third party property damage	1 Million AED
Legal liability extended to include family members as Third Party	No
Storm, Floods, Riots and Strikes	No
Personal injury cover	5,000 AED
Emergency medial expenses	1,500 AED
Personal belongings	1,000 AED
Oman Cover	No
Off road cover	No
Maximum agency repair period	1 Year
Guaranteed repairs	No
Back to invoice on total loss	6 months

2A

Benefits (in AED)	Comprehensive GIG Garage
Loss or damage to the insured vehicle
Third party liability- Bodily injury
Third party property damage	3.5 Million AED
Legal liability extended to include family members as Third Party
Storm, Floods, Riots and Strikes
Personal injury cover	20,000 AED
Emergency medial expenses	3,500 AED
Personal belongings	4,000 AED
Oman Cover
Off road cover
Maximum agency repair period	Optional up to 5 years
Guaranteed repairs
Back to invoice on total loss	6months from first registration

2B

Benefits (in AED)	Garage Essential
Loss or damage to the insured vehicle	900,000 AED
Third party liability- Bodily injury	2.5 Million AED
Third party property damage	2.5 Million AED
Legal liability extended to include family members as Third Party	Yes
Storm, Floods, Riots and Strikes	Optional
Personal injury cover	15,000 AED
Emergency medial expenses	2,500 AED
Personal belongings	3,000 AED
Oman Cover	Optional
Off road cover	Optional
Maximum agency repair period	4 Years
Guaranteed repairs	Optional
Back to invoice on total loss	9 months

2C

Benefits (in AED)	Garage Basic
Loss or damage to the insured vehicle	600,000 AED
Third party liability- Bodily injury	1.5 Million AED
Third party property damage	1.5 Million AED
Legal liability extended to include family members as Third Party	No
Storm, Floods, Riots and Strikes	No
Personal injury cover	8,000 AED
Emergency medial expenses	1,000 AED
Personal belongings	1,500 AED
Oman Cover	No
Off road cover	No
Maximum agency repair period	2 Years
Guaranteed repairs	No
Back to invoice on total loss	3 months

3

Benefits (in AED)	Third Party
Loss or damage to the insured vehicle	No
Third party liability- Bodily injury
Third party property damage	3.5 Million
Legal liability extended to include family members as Third Party
Storm, Floods, Riots and Strikes	No
Personal injury cover	No
Emergency medial expenses	No
Personal belongings	No
Oman Cover	Optional
Off road cover	No
Maximum agency repair period	No
Guaranteed repairs	No
Back to invoice on total loss	No

Benefits (in AED)	Comprehensive -Agency	Comprehensive -GIG Garage	Third Party
Loss or damage to the insured vehicle			No
Third party liability- Bodily injury
Third party property damage	5 Million	3.5 Million	3.5 Million
Legal liability extended to include family members as Third Party
Storm, Floods, Riots and Strikes			No
Personal injury cover	20,000 AED	20,000 AED	No
Emergency medial expenses	6,000 AED	3,500 AED	No
Personal belongings	4,000 AED	4,000 AED	No
Oman Cover			Optional
Off road cover			No
Maximum agency repair period	5 years	Optional up to 5 years	No
Guaranteed repairs			No
Back to invoice on total loss	24 months from first registration	6months from first registration	No
Waiver of excess windscreen damage		Below 5,000 AED	No
Personal accident - driver	350,000 AED	200,000 AED	200,000 AED
Personal accident - passengers	200,000 AED	200,000 AED	200,000 AED
Personal accident - passengers	Up to 1,500 AED	Optional up to 7 days	No
24 hour accident and breakdown recovery			No
24 hour accident and breakdown recovery	-	-	No
Pickup & delivery (Claims Service)
Claims single point of contact		No	No