Festive FAQ-Buster: GIG Gulf Home Insurance UAE | 2025 Holiday Season
The festive season is here! Lights are up, gifts are wrapped, and homes across the UAE are filled with cheer. But with all the joy comes a few unexpected risks, from accidental fires to online shopping scams.
At GIG Gulf, we want your celebrations to be worry-free. So, we've answered the most common Christmas and holiday questions about home insurance in the UAE, including how to protect your gifts, decorations, and even your online purchases.
Does GIG Gulf Home Insurance cover Christmas and New Year gifts and valuables?
Yes, your home contents insurance automatically protects your personal belongings, including gifts, against theft, fire, and accidental damage. If you've just bought expensive electronics or jewellery as presents, make sure they're included in your home contents policy.
During festive months, homes often store more high-value items, so it's smart to review your policy limits. GIG Gulf makes it easy to upgrade or extend coverage online to keep your new valuables protected.
Does my home insurance cover Christmas decorations or damage caused by them?
If your Christmas lights, tree, or decorations are damaged by a covered event such as fire or electrical fault, GIG Home Insurance provides protection. However, prevention is key; avoid overloading sockets or leaving fairy lights on overnight.
GIG Gulf's policies include accidental damage cover as an optional add-on, which can protect your home from mishaps during decorating or celebrations.
Am I covered if my home is broken into while I'm away on a holiday trip?
Yes. If you're travelling during the festive break and your home is left unattended, GIG Home Insurance covers burglary or theft. Make sure to double-check that your security systems are working, and inform neighbours if you'll be away for long periods (but not more than 60 days).
With 24/7 customer support, GIG Gulf ensures your claim can be reported anytime, even if you're overseas.
Does GIG Home Insurance cover online shopping scams or cyber theft during Christmas?
Yes, and this is where GIG Gulf's Home insurance stands out. Our Cyber Protection cover helps protect you from online fraud and fake shopping websites, something important during the festive season when online spending spikes.
If your personal or financial data is compromised, Cyber Protection ensures financial assistance and peace of mind.
What if I host a Christmas or New Year's party and something gets damaged?
Hosting guests is fun, until a spilled drink or broken furniture dampens the mood. If you have accidental damage cover in your GIG Home Insurance plan, you're protected from such incidents.
It's a small upgrade that goes a long way, especially during the holiday season when gatherings are frequent.
Does GIG Home Insurance cover bicycles or outdoor gifts stored at home?
Yes. Whether it's a new bicycle, outdoor gear, or festive equipment, your GIG Gulf home insurance covers contents and personal belongings and protects items kept in your home, garage, or balcony, provided they're properly secured.
Does home insurance offer higher coverage during holidays?
GIG Gulf policies offer flexible protection, and customers can request coverage increases for valuable items during the festive season. This helps ensure that new purchases, from jewellery to electronics, stay protected throughout the holidays.
As the festive season brings cheer to homes across the UAE, make sure yours is protected from the unexpected. Whether it's safeguarding your Christmas and New Year gifts, defending against cyber scams, or covering accidents during celebrations, GIG Gulf Home Insurance gives you complete peace of mind. Our flexible policies protect everything that matters most: your home, your valuables, and your loved ones.
This festive season, celebrate with confidence knowing that GIG Gulf is here to keep your home safe, secure, and insured for the season and beyond.