Get the best insurance solutions in Dubai and all over the UAE, including comprehensive and third-party insurance coverage. Ensure your drives are always protected with excellent car insurance from GIG Gulf, buy now get a discount of up to 10%! Finding the right car insurance in the UAE has never been easier.
Whether you're looking for comprehensive or third-party car insurance in Dubai, Abu Dhabi, or anywhere else in the UAE, we offer the best insurance coverage at the right price, customized to your needs.
With over 70 years of experience, award-winning service, and 24/7 multilingual support, you can drive with peace of mind knowing GIG Gulf has you and your car covered. Here's why:
With deep roots in Dubai and service across the UAE, we understand each emirate's driving conditions and regulations. Our local expertise helps us provide the best car insurance Dubai drivers need.
Choose from a range of car insurance plans, from comprehensive car insurance to affordable third-party options. Our flexible policies include options like GCC coverage, ensuring you have the right protection for every journey.
Our team is available day and night to assist you. Whether you're buying car insurance or making a claim, we are always easy to reach and provide end-to-end online car insurance policies and claims too.
With over 22,000 reviews on eKomi and an impressive 4.4 out of 5 stars, GIG Gulf is among the top choices for motor insurance in Dubai and the UAE.
Free airport pick-up and drop-off concierge service worth AED 250
Free pick up and drop off for your car service worth AED 250
Free car inspection pick-up and drop-off service for registration renewal
From top-tier, fully comprehensive car insurance coverage to cost-effective essential protection, we have an option tailored for everyone.
All our car insurance policies offer 24-hour accident and breakdown recovery and provide no claims discounts. That means you don't have to compromise on crucial car insurance features even on a tight budget.
Here are the other great benefits GIG Gulf car insurance provides across its three tiers of coverage: the fully comprehensive Motor Prestige, the adaptable Motor Perfect and the low-cost Motor Third Party.
Enjoy top-tier car insurance protection with a wide array of brilliant benefits:
Full Vehicle Protection: Shield against loss or damage.
Our versatile car insurance plan offers comprehensive benefits:
Bodily injury and property damage coverage up to AED 3.5 million.
Expand your horizons with added protection for driving in Oman.
24-hour assistance for peace of mind.
Protection for drivers (up to AED 200,000) and passengers (up to AED 200,000).
BUY THIRD PARTY INSURANCECar insurance offers financial protection against physical damage or bodily injury resulting from traffic collisions and other unforeseen incidents.
Yes, car insurance is a legal requirement for all vehicles in the UAE. You cannot register your car without valid insurance coverage.
Comprehensive car insurance covers damages to your own vehicle as well as third-party damages. Third-party insurance only covers damages caused to another person's property or injuries. We offer three tiers at GIG Gulf, covering all eventualities.
Insurance premiums are calculated based on factors like the vehicle's age, model, value, driver's age and driving history, and the type of coverage selected.
The cost of car insurance in the UAE is influenced by vehicle and driver-specific details. The age and condition of the vehicle play a pivotal role; older cars might be more expensive to insure due to potential issues, while newer, well-maintained vehicles often attract lower premiums. The driver's age is another significant factor, with younger and much older drivers typically facing higher rates due to statistical accident probabilities. A driver's record, both in terms of driving behaviour and claim history, can increase or decrease premiums. The vehicle's market value also matters; higher-value cars might attract higher insurance rates. Additionally, the type of insurance plan, its coverage, and the chosen deductible amount will effect the final premium.
Yes, the no-claims discount, or no-claims bonus, is transferable. You can obtain a certificate from your previous insurer and present it to the new provider to benefit from the discount.
After ensuring everyone's safety, report the accident to the police. You will need the police report to process your claim. Contact us when you have the report or submit a claim using our online claim tool. Once the claim is submitted, you will receive an SMS providing the claim reference number and contact details of the workshop as per your policy coverage.
Some policies offer GCC-wide coverage as an optional add-on, while others might include it in their standard packages. Add these to your GIG Gulf Motor Prestige or Motor Perfect insurance policies while getting a quote.
Off-road coverage is designed to protect your vehicle during off-road adventures. GIG Gulf's Motor Third Party does not cover off-roading, but Prestige and Perfect do.
Driving without insurance is illegal and can result in hefty fines, black points on your driving license, vehicle impoundment, and difficulties obtaining future insurance coverage.
Yes, all GIG Gulf policies offer extensions to cover legal liabilities for family members as third parties. Check the terms and conditions to find put details depending on your policy.
You can renew your GIG Gulf car insurance online Here
You can book your service online through this link. The insured vehicle will be taken for inspection only once. If due to any reason, the vehicle needs to be taken more than once, and you will be charged an extra fee. It is your responsibility to make sure all the fines are paid in advance. Please note that the inspection cost will not be bared by GIG.
Hire Car - documents required
Copy of the Emirates ID
Copy of the driving license
Copy of the passport and visa
Copy of credit card
Inspection service - documents required
Copy of the Emirates ID
Copy of the driving license
Copy of the passport and visa
Original old registration card
Benefit from this service when you need to pick your car up or drop it off at the workshop for a service. Service available to use once a year.
- This service is not valid for motor cycles, commercial vehicles, pickup trucks and vans.
- Booking must be within the same emirate.
- Service centre charges/excess charges to be borne by the customer and paid directly to the service centre.
Since the airport pickup and drop-off is a two-time service, please take note of the following:
- You have the option of selecting either two pickups or two drop-offs, or one pickup and one drop-off.
- The complimentary service will be restricted to four people and four baggages. (Charges of AED 25 will apply for each extra baggage)
- Each trip within the same emirate is limited to 40 kilometres; Extra mileage charged at AED 5 per km.
- Except for a pickup or drop-off service between Sharjah and Dubai or Dubai and Sharjah, this service does not provide intercity travel (a distance cap of 40 KMs applies). For instance, if a client resides in Dubai but wishes to be dropped off in the airports of Abu Dhabi or Ras Al Khaimah, this should not be covered.
* Terms and conditions apply.
You can request your hire car (If your policy is eligible) through this link.
| Motor Prestige | Motor Perfect | Motor Third Party | |
|---|---|---|---|
| Loss or damage to the insured vehicle | ⠀ | ⠀ | Not Applicable |
| Third party liability - Bodily injury | ⠀ | ⠀ | ⠀ |
| Third party property damage | AED 5 million | AED 3.5 million | AED 3.5 million |
| Legal liability extended to include family members as Third Party | ⠀ | ⠀ | ⠀ |
| Fire & theft cover | ⠀ | ⠀ | Not Applicable |
| Storm, flood, riot and strike | ⠀ | ⠀ | Not Applicable |
| Personal injury cover | AED 20,000 | AED 20,000 | Not Applicable |
| Emergency medical expenses | AED 6,000 | AED 3,500 | Not Applicable |
| Personal belongings | AED 4,000 | AED 4,000 | Not Applicable |
| No claims discount | ⠀ | ⠀ | ⠀ |
| Oman cover | ⠀ | ⠀ | Optional |
| Off-road cover | ⠀ | ⠀ | Not Applicable |
| Maximum available agency repair period | Included 5 years | Optional up to 5 years | Not Applicable |
| Guaranteed repairs | ⠀ | ⠀ | Not Applicable |
| Back to invoice for total loss | 24 months from 1st registration | 6 months from 1st registration | Not Applicable |
| Waiver for excess for windscreen damage | ⠀ | Yes, if below AED 5,000 | Not Applicable |
| Personal accident benefit - driver | Optional AED 350,000 | Optional AED 200,000 | Optional AED 200,000 |
| Personal accident benefit - passengers | Optional AED 200,000 | Optional AED 200,000 | Optional AED 200,000 |
| Hire car benefit | Yes, up to AED 1,500 | Optional, up to 7 days | Not Applicable |
| 24 hour accident and breakdown recovery | ⠀ | ⠀ | ⠀ |
| GCC cover | Optional | Optional | Not Applicable |
| Pickup & delivery (claims service) | ⠀ | ⠀ | Not Applicable |
| Claims single point of contact | ⠀ | Not Applicable | Not Applicable |
| Free Airport Pickup & drop off | ⠀ | ⠀ | Not Applicable |
| Car service pickup and drop off | ⠀ | ⠀ | Not Applicable |
| Free Car Inspection (Car registration renewal) Pickup & drop off | ⠀ | ⠀ | Not Applicable |
If you encounter any issue and want to submit a claim, our dedicated claims team can help you anytime with our hassle-free claims process, anywhere. Just tell us what happened and we will take it from there.
For endorsement or cancelation requests click Here.
For claims requests: Fill out this form or call 800 292 and one of our customer service representatives will guide you through your claim.
SUBMIT A CLAIM
